Press Contacts:
Tricia Sullivan
EFMARK Premium Armored
1-877-692-1500
tsullivan@efmark.com

Larry K. Nicholson
Spectrum Financial Systems, Inc.
1-704-663-4466
larry.nicholson@spectrumfinancialinc.com

EFMARK PREMIUM ARMORED AND SPECTRUM FINANCIAL SYSTEMS ANNOUNCE STRATEGIC ALLIANCE

WESTMONT, IL and Mooresville, NC – July 9, 2004 – EFMARK Premium Armored ATM Service Company, one of the nation’s largest independent ATM only service providers, and Spectrum Financial Systems, Inc., one of the nation’s largest independent banking equipment and service providers, announced a strategic alliance to strengthen both companies’ market position and service offerings in the Financial Services industry. EFMARK Premium Armored has assumed the responsibility of servicing all of Spectrum Financial Systems’ ATM service customers.

Included in the agreement are ATM maintenance contracts throughout the Southeastern United States. Spectrum Financial Systems, Inc. will continue to deliver facility and security products and services to these customers. The partnership between EFMARK Premium Armored and Spectrum Financial Systems, Inc. will deliver complete financial service and product solutions to their mutual customers.

“Spectrum has a superb reputation among Financial Institutions and we are proud to partner with such a well respected company,” said Robert Malik, EFMARK Premium Armored’s Senior Vice President. “The alliance is a perfect match. With the investment EFMARK Premium Armored has made in technology and training, our shared customers will enjoy increased service offerings and reporting capabilities.”

“We are very excited about the additional service capabilities EFMARK will provide to our customers,” stated Larry Nicholson, President of Spectrum Financial Systems, Inc. “They offer a true, single source solution paired with the capability to service the latest models of ATMs.”

About EFMARK Premium Armored ATM Services
EFMARK Premium Armored, a nationwide ATM service company, stands alone in the ATM industry as an “ATM Only” service provider. We provide excellent quality ATM services including first and second line maintenance, cash services, cash and program management, and ATM sales. Today, we provide service to over 40,000 ATMs. We deliver a single source solution for a financial institution’s ATM requirements. For additional information on EFMARK Premium Armored visit the company's website at http://www.efmark.com.

About Spectrum Financial Systems, Inc.
Spectrum Financial Systems, Inc., located in Mooresville, North Carolina, is a Hamilton Safe Dealer and a Fujitsu Business Partner. They offer the sale, installation and service of facility, security and ATM equipment in the states of North Carolina, South Carolina, Virginia, West Virginia and Georgia. For additional information on Spectrum Financial Systems, Inc. visit the company’s website at http://www.spectrumfinancialinc.com.

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